Venturize now includes retirement and healthcare resources

We’re excited to announce that we recently expanded Venturize, our online resource hub for small businesses, to include our resources on healthcare and retirement. Small business owners and entrepreneurs can now access information about how to select the right retirement plan for their business, how to navigate small business healthcare options and much more.

Examining the Unique Opportunities and Challenges Facing Rural Small Businesses

Our research identified that rural entrepreneurs are optimistic about economic conditions in their areas, but they face unique barriers, including a lack of awareness of resources available to them and challenges accessing local business support programs when they are aware of them. Rural small business owners also face challenges in accessing financing options, finding and retaining a talented workforce, and a lack of proximity to broadband service, healthcare providers and other goods and services.

CalSavers Retirement Savings Program

CalSavers is a portable, individual retirement account that is run by the state and allows employers to help their employees access a retirement savings program without incurring the time and cost typically associated with employer-sponsored retirement plans. CalSavers is easy to use and completely voluntary for small business employees while taking the administrative and fiduciary burdens off of employers.

Colorado small businesses support paid family medical leave

Small Business Majority conducted research that found nearly two-thirds of Colorado small business owners (64%) support establishing a publicly-administered family and medical leave insurance program in the state. The poll was a survey of 300 Colorado small business owners with 2 to 50 employees conducted earlier this year.

The way small businesses borrow money is being transformed

The Small Business Borrowers’ Bill of Rights, outlined below and detailed here, identifies six fundamental rights that all small business owners seeking financing deserve along with the specific practices that lenders and brokers must abide by to uphold and protect these rights.

Key Initiatives

Venturize

Venturize is our free online resource hub for small business owners who need help accessing tools and resources to grow their businesses. We also help small businesses get connected to trusted local providers that can help their enterprises grow.

Policy & advocacy

We have created a policy agenda that will promote a thriving economy and increase prosperity for all with policies that can be enacted at the state and national level. We also ensure small business owners have a seat at the public policy table to share their stories.

Our Research

Small Business Majority uses extensive scientific opinion and economic research to provide small business owners, advocates, policymakers and others with the information and tools they need to navigate through complex small business issues.

Get Involved & Learn

Upcoming Events

Thursday, November 14, 2019
Presentation | CA

Small business owners spend their days concentrating on their particular specialty, but there's one thing they have in common: they all have to contend with a host of similar workforce issues. Join the Silicon Valley Central Chamber of Commerce, the Northern CA SBDC Network, Small Business...

Monday, November 18, 2019
Webinar | CA

HAVE YOU HEARD OF FINTECH?As online lending grows, it’s critical to understand the responsible, alternative lending options out there to start and grow your small business.Please join SCORE - Silicon Valley, ICA Fund Good Jobs, United Way Bay Area and Small Business Majority for an interactive...

Tuesday, November 19, 2019
Expo/Fair | CA

Mayor Eric Garcetti’s Office of Economic Development invites you to attend a celebration of LA Women’s Entrepreneurship Day 2019."Together We Rise"In recognition of the significant impact women business owners have made on the Los Angeles economy and quality of life despite significant obstacles...

Wednesday, November 20, 2019
Workshop | IL

Join Small Business Majority and the Women's Business Development Center at 1871 and discuss what entrepreneurs and small business owners can do to advocate for policies that promote diversity and inclusion. 

Thursday, November 21, 2019
Presentation | CA

En muchos estados, ha habido leyes recientemente que facilitan que los empresarios inicien negocios en el hogar. Este tipo de legislación puede cambiar las reglas del juego para los empresarios porque permite a los propietarios de pequeñas empresas tener más flexibilidad con su tiempo y sus...

Saturday, November 30, 2019
Expo/Fair | IL

Small business owners and the community are invited to celebrate Small Business Saturday at Principle Barbers on Saturday, November 30! Enjoy hot drinks, light bites, networking and a morning talk on business funding and finances.Free event but space is limited. RSVP today!Hosted by: Small...

Wednesday, December 11, 2019
Presentation | CA

Please join Small Business Majority and Chino Valley Chamber of Commerce for a free and interactive presentation on the current small business funding landscape and funding options to help entrepreneurs and small business owners start and build a scalable business in California.Topics of...

Resources

Family Medical Leave | National


Sponsored by Sen. Kirsten Gillibrand (D-N.Y.) and Rep. Rosa DeLauro (D-Conn.), the proposed Family and Medical Leave Insurance (FAMILY) Act would create an insurance program enabling workers to take up to 12 weeks of paid time away from work in order to care for a loved one or bond with a new child.

This document is intended to answer...

Retirement security | CA


The CalSavers Retirement Savings Program is a new portable workplace retirement savings program for private sector workers whose employers are unable to offer their employees a way to save for retirement. CalSavers is run by the state and funded by modest employee contributions, so it involves minimal...

Family Medical Leave | NY


Starting in 2018, New York will establish a paid family leave insurance program that will enable workers to take up to 12 weeks of paid time away from work in order to care for a loved one or bond with a new child. The New York State Paid Family Leave Program will be entirely funded by modest employee contributions, and employees who take leave...

Family Medical Leave | RI


Rhode Island’s Temporary Caregiver Insurance program (TCI) took effect in 2014. The TCI program provides up to four weeks of wage replacement benefits to employees who need to take time off from work to bond with a new child or to care for a seriously ill child, spouse or family member.

This document is intended to answer any questions...

Healthcare, Access to capital, Retirement security | IL


Introduction: Build your wealth and secure your health

As a small business owner, we know you wear many hats—from running the day-to-day operations of your business, to managing employees, building a brand and much more. And for aspiring entrepreneurs, this can mean juggling a traditional job while navigating the ins and...

Paid Sick Days | MD


Montgomery County’s (MD) paid sick leave law, which went into effect on October 1, will allow employees to take time off from work to address their health or a family member’s illness without losing a paycheck.

This document is intended to answer questions small employers in Montgomery County might have about the new paid sick leave law...

Family Medical Leave | CO


Colorado’s family leave program currently only provides unpaid leave for certain workers who need to take time off from work to bond with a new child or to care for a seriously ill family member. However, many workers cannot afford to take extended unpaid leave, and some small employers are unable provide paid leave benefits to their employees...

Retirement security | IL


The Illinois Secure Choice Savings Program, signed into law January 2015, will help small businesses that struggle to offer retirement savings opportunities to their employees and provide retirement security to the 2.5 million Illinoisans who do not have access to an employment-based retirement plan. Below is an overview of what small...

Family Medical Leave | CA


California’s Paid Family Leave program (PFL) provides wage replacement benefits to workers who need to take time off from work to bond with a new child or to care for a seriously ill family member.

This document is intended to answer any questions small employers might have about California’s PFL program and its effects on small business...

Retirement security | WA


The Washington Small Business Retirement Marketplace, launching on January 1, 2017, will help bring retirement parity to small businesses that struggle to offer retirement benefits to their employees. In addition to helping small businesses better compete for and retain talented workers, this program will also benefit the nearly 1.5 million...

Paid Sick Days | CA


California’s paid sick leave law, which went into effect on July 1, 2015, allows employees to take time off from work to address their health or a family member’s illness without losing a paycheck.

The paid sick leave law in California helps promote a healthy workforce while benefiting small employers’ bottom lines through reduced...

Venturize Logo

Venturize is a free online resource hub for small business owners like you who need help accessing tools and resources to grow their businesses. Managed by Small Business Majority, Venturize offers unbiased education and resources about small business loans, retirement and healthcare to...

Paid Sick Days | MD


The Maryland Healthy Working Families Act allows employees to take time off from work to addresstheir health or a family member’s illness without losing a paycheck. This document is intended to help answer questions small employers in Maryland might have about the paid sick and safe leave law and its effect on small businesses.

When do...

Family Medical Leave | CT


Current Connecticut law only provides unpaid leave for certain employees who need to take time off from work to bond with a new child or to care for a seriously ill child, spouse or family member. However, many workers cannot afford to take extended unpaid leave, and some small employers are unable to provide paid leave benefits to their...

Health Coverage Guide

This guide includes everything small business owners and their advisors need to know about offering health insurance in an easy to use step-by-step format. This online resource, provides small business owners with objective information on how to navigate the healthcare market since the passage of federal healthcare reform.

Clean energy | CA


Energy Upgrade California

Energy Upgrade California® is a statewide initiative committed to helping Californians take action to save energy, conserve and preserve natural resources, reduce demand on the energy grid and make informed choices about their energy use at home and at work—all of which goes a long way for California.

...

Guia de Cobertura de Salud

Todo lo que deben saber los dueños de pequeñas empresas y sus asesores al ofrecer seguro médico. Una fuente imparcial sobre costos estimados, ahorros fiscales, opciones de cobertura, derechos legales y mucho más. 

Access to capital | National


Our educational video series, Small Business Financing 101 & Small Business Retirement 101, provides quick answers to several frequently asked questions about accessing capital and saving for retirement.
The videos feature short 2-3 minute tutorials on topics such as key questions to consider before taking out a loan, the pros and...

Energy Star Portfolio Manager

Portfolio Manager® is an online tool small business owners can use to measure and track energy and water consumption, as well as greenhouse gas emissions. Use it to benchmark the performance of one building or a whole portfolio of buildings, all in a secure online environment.

All you...

Action Center

We are committed to ensuring your voice is heard by policymakers on some of the most important issues affecting small businesses so we can advocate on your behalf. Tell us your story, or take action by signing our letters.
We are committed to ensuring your voice is heard by policymakers on some of the most important issues affecting small businesses so we can advocate on your behalf. Tell us your story, or take action by signing our letters.
We are committed to ensuring your voice is heard by policymakers on some of the most important issues affecting small businesses so we can advocate on your behalf. Tell us your story, or take action by signing our letters.
We are committed to ensuring your voice is heard by policymakers on some of the most important issues affecting small businesses so we can advocate on your behalf. Tell us your story, or take action by signing our letters.
We are committed to ensuring your voice is heard by policymakers on some of the most important issues affecting small businesses so we can advocate on your behalf. Tell us your story, or take action by signing our letters.

Spotlight

News

Recent Developments

FEATURED
Small Business Majority testifies on barriers to entry in the tech industry for diverse entrepreneurs
Geri Aglipay at Senator Duckworth's field hearing

On October 3, Small Business Majority's Midwest Outreach Manager and Women's Entrepreneurship Manager Geri Aglipay testified in Chicago at Senator Duckworth's field hearing for the U.S. Senate Committee on Small Business & Entrepreneurship titled, "Barriers to Entry in the Tech Industry for Diverse Entrepreneurs." She advocated for an expansion of SBA lending programs for underserved entrepreneurs and extending Truth in Lending Act disclosures to protect small business borrowers.

Read the full testimony »
Small Business Majority presents at RuralRISE 2019 Summit
David Chase speaking at the RuralRISE 2019 Summit

On September 19, VP, National Outreach David Chase gave a presentation at the RuralRISE 2019 Summit titled "Examining the Unique Opportunities and Challenges Facing Rural Small Businesses," based on a report we released earlier this year examining the barriers for rural entrepreneurs. 

Read the report »
Small Business Majority releases opinion polling in four states

On August 13, Small Business Majority released opinion polling in four states—Illinois, Missouri, Virginia and Wisconsin—that found small business owners feel their government officials don’t understand their challenges, and they support a wide array of policies that would address their needs.

Read the report »
VA small business owner testifies on the Tax Cuts and Jobs Act

On July 24, Virginia small business owner Muneer Baig testified before the U.S. House Committee on Small Business to explain why the Tax Cuts and Jobs Act (TCJA) hasn't helped his small business. Muneer explained that the TCJA did not save most small businesses any money, is too complex for most small business owners to understand without significant help from an accountant and did nothing to address pre-existing burdens for small businesses in the tax code. 

Read the brief »
Small Business Majority files amicus brief urging strike down of U.S. Department of Labor Rule

On Monday, July 22, Small Business Majority filed an amicus brief urging the U.S. Court of Appeals for the District of Columbia to uphold a previous decision to strike down a U.S. Department of Labor Rule that makes it easier for groups to form association health plans. Rejecting this final rule is essential to protect the Affordable Care Act’s gains for small businesses, their employees and the self-employed.

Read the brief »
Small Business Majority participates in CalSavers launch

On Monday, July 1, California Director Mark Herbert and small business owner Lorenzo Harris joined California Treasurer Fiona Ma and others for the official launch of CalSavers, the state’s new auto-IRA program. Mark and Lorenzo noted CalSavers will be good for small businesses by leveling the playing field for small firms that do not have the resources to offer the sort of comprehensive compensation packages typically available at larger businesses.

CEO John Arensmeyer weighs in on CalEITC proposed expansion

On Tuesday, June 4, CEO John Arensmeyer joined Governor Gavin Newsom for a roundtable discussion about the governor's budget proposal to expand the CalEITC program for those making up to $30,000, including the self-employed. John discussed how this proposal would support low-income entrepreneurs as they work to build their businesses. 

Small Business Majority testifies to reauthorize SBA Office of Advocacy

On May 22, 2019, Small Business Majority CEO John Arensmeyer testified before a joint hearing of the Senate Committee on Small Business & Entrepreneurship and the Senate Homeland Security & Governmental Affairs Subcommittee on Regulatory Affairs and Federal Management to discuss the reauthorization of the SBA Office of Advocacy. His testimony discussed the important role of the Office of Advocacy and why small business regulations should not be characterized as all good or bad, but rather considered on a case-by-case basis.

Read the testimony »
Small Business Majority participates in roundtable about Covered CA
John Arensmeyer at roundtable event with Governor Gavin Newsom

On Tuesday, May 14, Small Business Majority CEO John Arensmeyer participated in a roundtable event with California Governor Gavin Newsom, small business owners, representatives from Covered California and others to talk about the importance of affordable healthcare to entrepreneurs. The discussion focused on the governor's new proposal to create state tax credits that will help more middle income Californians access and afford health coverage, including many small business owners and solo entrepreneurs.

Read more »
CEO John Arensmeyer speaks on panel at Federal Trade Commission

On Wednesday, May 8, Small Business Majority CEO John Arensmeyer participated in a panel at the Federal Trade Commission (FTC). The panel, "Strictly Business: An FTC Forum on Small Business Financing," examined trends and consumer protection issues in small business lending. John's comments focused on efforts to mitigate risks to small business borrowers in these marketplaces.